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The Nile on eBay Rich's Common Sense Guide to Erasing Debt & Building Wealth in Tough Times by Rich Fonfrias Bankruptcy Lawyer Rich Fonfrias has helped thousands of people erase millions of dollars of debt using the powerful methods he explains in this book. As a lawyer, Rich fights for his clients both in and out of court. He protects them with bankruptcy when that's the best strategy. And he relies on bankruptcy alternatives when they benefit his clients. In this common sense guide, Rich's experience as a lawyer helps you understand foreclosure, home equity loans, credit scores, bankruptcy, bankruptcy alternatives, and how to build a strong financial future. You'll learn Rich's 14 smart steps to solve your money problems -- restore your peace of mind -- and build a secure financial future -- so you enjoy life and never become a burden to your children. You'll discover... - How bankruptcy protects you from your lender during foreclosure - How you can erase mountains of debt - When banks can pursue you even after a foreclosure - 20 costly mistakes to avoid when thinking about filing for bankruptcy - 11 smart ways to deal with a collection agency's calls - 7 costly misconceptions about credit repair - How to raise your credit score after a bankruptcy - 4 tactics to STOP! debt collectors now - 6 steps to cut your credit card interest rates - 11 myths about bankruptcy - 8 eye-opening secrets that reduce the pain of bankruptcy - Why your home equity loan may no longer be secured - How to solve money problems - 7 steps to a financially responsible budget - 17 ways to cut your expenses - 7 shocking (and costly!) facts about consumer credit counseling - How and when to modify your loan -- and when not to - How to stop wage garnishments - How to keep a large amount of your assets FORMAT Paperback LANGUAGE English CONDITION Brand New Author Biography Rich Fonfrias is a respected Financial Rescue and Bankruptcy Lawyer based in Chicago, Illinois. He has practiced law for 13 years and has in-depth experience helping families and business owners overcome serious financial problems. Rich represents clients in all types of financial emergencies, including creditor lawsuit defense - credit card defense - foreclosure defense - debt elimination, reduction and settlement - tax elimination, reduction and settlement - and loan and mortgage modifications, as well as chapter 7, 11 and 13 bankruptcies. In 1990, Rich graduated from State University of New York at Stony Brook, where he earned a Bachelor of Arts Degree in Philosophy. In 1996, he graduated from Thomas M. Cooley Law School in Lansing, Michigan, where he earned his Juris Doctor Degree and a position on the Dean's List. Rich is a member of the Illinois State Bar Association and the National Association of Consumer Bankruptcy Attorneys. He is admitted to practice before all Illinois State Courts including the Illinois Supreme Court. In addition, Rich is admitted to practice before the United States District Court for the Northern District of Illinois. Rich regularly attends Continuing Legal Education programs sponsored by the National Association of Consumer Bankruptcy Attorneys. Details ISBN 1481883623 Author Rich Fonfrias Short Title RICHS COMMON SENSE GT ERASING Pages 162 Language English ISBN-10 1481883623 ISBN-13 9781481883627 Media Book Format Paperback Publisher Createspace Independent Publishing Platform Year 2013 Publication Date 2013-04-16 Imprint Createspace Independent Publishing Platform Subtitle Insider Secrets & Strategies to Free You From Debt Now and Forever -- GUARANTEED! Audience General We've got this At The Nile, if you're looking for it, we've got it. With fast shipping, low prices, friendly service and well over a million items - you're bound to find what you want, at a price you'll love! TheNile_Item_ID:51781838;